Williamson County and Middle Tennessee Land and Home Expert
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Your Home Inspection

Posted by on Feb 14, 2019

  What home inspectors will look for when you hire them to inspect a home that you are buying or selling GROUNDS Proper grading drainage away from house. No evidence of standing water No leaks from septic tank or leech field Yard, landscaping, trees and walkways in good condition No branches or bushes touching house or overhanging the roof Exterior structures (fences, sheds, decks, retaining walls, detached garages) in good condition, no evidence of termite damage or rotted wood Railings on stairs and decks are adequate and secure Driveways, sidewalks, patios, entrance landings in good condition, and pitched away from structure Downspout drainage directed away from structure STRUCTURE Ridge and fascia board lines appear straight and level Sides of house appear straight, not bowed or sagging Window and door frames appear square (especially bowed windows) Visible foundation in good condition – appears straight, plumb, with no significant cracks EXTERIOR SURFACES Adequate clearance between ground and wood siding materials (6″ minimum); no wood-to-earth contact Siding: no cracking, curling, loose, rot or decay Masonry veneers: no cracks in joints, no broken, spalling or flaking components Stucco: no large cracks (discuss all stucco cracks with a professional inspector) Vinyl or aluminum siding: no dents, damage, no bowing or loose siding No vines on surface of structure Exterior paint or stain: no flaking or blisters No stains on exterior surfaces WINDOWS, DOORS AND WOOD TRIM Wood frames and trim pieces are secure, no cracks, rot or decay Joints around frames are caulked No broken glass (window or storm panes) or damaged screens, no broken doublepaned, insulated window seals Muntin and mullion glazing compound in good condition Storm windows or thermal glass used Drip caps installed over windows ROOF Composition shingles: no curling, no cupping, no loss of granulation particulate, no broken, damaged or missing shingles, no more than two layers of roofing Wood shingles or shakes: no mold, rot or decay, no cracked/broken/missing shingles, no curling Flat roofs: no obvious patches, no cracks or splits, minimal blisters/”alligatoring” and wrinkles, no silt deposits (indicates improper drainage), sealed tar at flashings Flashing around roof penetrations No evidence of excess roofing cement/tar/caulk Soffits and fascia: no decay, no stains Exterior venting for eave areas: vents are clean and not painted over Gutters: no decay or rust, joints sealed, attached securely to structure, no bending or sagging, no sections of gutter or downspout missing, gutters clean, no...

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Are You Ready to Own Your Own Home?

Posted by on Oct 28, 2013

Are you buying a new home in the Nashville area? I can help. Purchasing a home is a stressful event for most people. However, with a bit of planning ahead of time, it isn’t very difficult. I like to give buyers an overview of the entire deal so they know exactly what to expect. Here are my nine steps to buying a home. Step 1 – Prepare to buy a home Before you begin searching for a home, there are plenty of things you should consider. When you begin your search, you’ll probably want to assemble a check list of items you need, get a feeling for what school districts you’d like to live in, and begin working on your budget. Keeping your mortgage payment less than or close to 1/3 of your net monthly income is a good rule to adhere to. Step 2 – Talk to a real estate agent in Nashville This is where I come in. I’ll plan a time to get together so we can talk about why you want to buy a home and get an idea of your future plans. We’ll discuss neighborhoods, schools in the Nashville area, the mortgage industry, and any additional economic factors that could affect your purchase today or in the future. I’ll also assist you with getting started on your loan. There are some great mortgage professionals in Nashville, and I partner with a lot of them, so you’re in great hands. They’ll help you figure out which type of loan is best for you, as well as help you get approved. Step 3 – Begin your home search After our first meeting, I’ll start searching for available houses on the market that meet your needs. I’ll get a sneak peek of most of the homes and reject the bad ones, and then we’ll set up appointments to view the homes when it’s most convenient for you. As we tour the houses, I’ll show you the good features and negative ones. And I’ll ask you to point out what things you like and don’t like. Most often, buyers revise their list of must-haves as we view homes and some items become far more important than others. If that’s the case, I’ll look through the listings again and trim it down to the house you’ve been wishing for. Step 4 – Get a feel for the market My understanding...

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Are You Ready to Buy A Short Sale?

Posted by on Jul 25, 2013

Are You Ready to Buy A Short Sale?

Are short sales bargains? Sometimes. Often times people hear the term “short sale” and instinctively think of a seller that is in financial trouble and needs to sell their house promptly to avert further financial problems. This is at times the case and can be an opportunity for a buyer to cash in on another’s misfortune. More commonly, a lender may consider a short sale even if the seller is current with their mortgage, but property values have declined. In cases such as these the “bargain” price may in fact be consistent with actual market values, not below. What’s involved in buying a short sale? Before you make any purchase offers, do your homework. Using a knowledgeable real estate agent from Benchmark Realty to support your research of a property can help you make informed decisions. We can help find out to whom the property is titled, the amount owed to the lender, and whether or not a foreclosure notice has been filed. Acquiring this information can help you make a decision about how much to offer. Use a real estate agent with short sale knowledge. The real estate agents at Benchmark Realty can assist you in expediting the transaction and make sure you’re protected. Don’t permit inexperience to impede the closing process. Let our experience and knowledge work for you. Even with an experienced real estate agent and under the best of situations, buying a short sale property will probably take longer than a typical real estate transaction. Be informed that most short sales will not close in 30 days or less. Remember that you’re not only having to satisfy the seller, but the lender must also agree to the terms of the sale. A lot of the time your offer will be presented to a committee to approve, which will add time – sometimes even 2 to 3 months. Home protection warranties, buyer credits and allowances, and closing cost concessions are typically not negotiable when buying a short sale. The lender will sell the property “as is” which means the lender will not be paying for repairs. Be sure you reserve the right to have inspections for pests, HVAC, electrical, and other critical areas. At Benchmark Realty, when I write an offer, I’m looking out for your interests first and foremost and will always recommend that you make your offer contingent upon the results of the inspections....

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